BUDGET BURN-DOWNFar North Care · plan healthMargaret W. · plan-managed · Priya

Margaret W. — NDIS Core support

NDIS 431 •••• · plan 15 Jan 2026 → 14 Jan 2027 · day 154 of 365
21 days
Core projected to deplete
~25 Dec 2026 — before plan end
$48,600
Core budget (12 mo)
$21,720
Spent · 45%
$26,880
Remaining
$141/day
Current run rate (ideal $133)

Core burn-down

on-trackactualprojection

Where the Core is going

The white tick on each bar is where spend "should" be at day 154 (42% of plan). Assistance with Daily Life is past its pace — that's the hoist/personal-care overruns compounding.

What's burning it faster

wk 1751-min hoist overrun · Nadia · bowel accident mid-transfer, real care+$58
wk 19Approved extra visit · Mia · coordinator request (fall-through)+$190
6 wksPersonal care running ~15% long · familiar pattern, all legitimate+$1,040
—None of this is misconduct. It's real funded work outpacing the plan.
⚠ The conversation nobody wants — surfaced 7 months early

At this run rate Margaret runs out of Core 3 weeks before her plan ends — a gap in essential personal care, or an unfunded scramble. CareTools flags it now, not in December. Transport is only 16% used — reallocating the underspend buys back the runway. Flag to the plan manager → request a plan review or category reallocation. This is the difference between a managed plan and a crisis.

Why this screen matters: every honest overrun (Nadia), every approved extra fill (the fall-through engine), every 15-minutes-long personal-care shift is real, fundable, correct care — and it still burns the plan faster than the straight-line budget assumes. A paper system finds this out when the money's gone. CareTools projects the depletion date live, attributes the burn, and surfaces the reallocation — turning a December crisis into a June conversation.